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Mortgage Pre-qualification Worksheet

Most lenders prefer your total monthly housing costs to be around 28% of your total gross monthly income. Fill in the information below to get a good idea of how much of a home you can comfortably afford.

1) Your Gross Yearly Income: $________ (see chart )
 28% = $___________ Maximum Monthly House Payment
2)Total Monthly Housing Costs: Add
A)Monthly Principal and Interest...$____________
B)Monthly Homeowners Insurance...$____________
C)Monthly Real Estate Tax...$____________
D)Condo Fee...$____________
E)Private Mortgage Insurance (if required)...$____________
Total Monthly Housing Costs...$____________
Gross
Yearly
Income		28%Gross
Yearly
Income		28%
$20,000$467$80,000$1867
$25,000$583$90,000$2100
$30,000$700$100,000$2333
$35,000$817$110,000$2567
$40,000$933$120,000$2800
$45,000$1050$130,000$3033
$50,000$1167$140,000$3266
$55,000$1283$150,000$3499
$60,000$1400$160,000$3732
$65,000$1516$170,000$3966
$70,000$1633$180,000$4200
$75,000$1750$190,000$4433
Use the mortgage loan calculator to find monthly principal and interest payment
(put on line A above).
Real Estate Company Directory
•  Maine •  New Hampshire •  Vermont
•  Massachusetts •  Connecticut •  Rhode Island •  New York
ALL SEASONS REALTY PUBLICATIONS
55 Square Rigger Lane, Box 2801
Hyannis MA 02601
508.771.2419 ~ FAX: 508.771.4083
asrp@attbi.com